ETHCAP
Interest free capital for Micro Small and Medium Enterprises (MSME)
Ethical, Shariah-compliant funding designed to grow your business, structured so that growth never becomes a burden.
What is EthCap?
EthCap is DWC International Resources' capital initiative for Micro, Small and Medium Enterprises. It is built on ethical, Shariah-compliant principles and structured to fund genuine business growth, not to create debt.
Unlike conventional interest-bearing lending, EthCap is designed around fairness and transparency, with every arrangement reviewed by our Ethical Compliance & Assessment Panel. It exists to help Nigerian businesses grow the right way.
Whether you are just starting out or ready to scale, EthCap is built around your business, accessible, transparent, and free from the pressure of conventional debt. Our focus is simple: capital that moves your business forward, on terms you can trust.
Who Can Apply
Registered Business
A registered Nigerian business, or one ready to register, which we can help with.
Operating in Nigeria
Your business operates within Nigeria.
A Growth Need
A genuine growth or working-capital need for your business.
Open to Assessment
Willingness to go through our ethical assessment process.
Not yet registered? Our Professional Corporate Compliance Services
can get your business set up first, then you'll be ready to apply.
How to Get Started
From first enquiry to funding, here's what the journey looks like
Enquire
Reach out through the form or WhatsApp and tell us about your business.
Eligibility Check
We review your details to confirm your business qualifies.
Documentation
You provide the required business documents for assessment.
Assessment & Review
Our Ethical Compliance & Assessment Panel reviews your application.
Funding
Once approved, funding is arranged and your growth begins.
EthCap is backed by real governance, every application is reviewed with fairness, transparency, and ethical oversight.
Built on Trust and Accountability
Ethical Compliance & Assessment Panel
An independent panel reviews every application to ensure fairness and adherence to ethical principles.
SME Council & Board of Advisers
DWC's governance structure brings experienced oversight to how capital is assessed and deployed.
Registered & Accountable
DWC International Resources is a registered entity (RC: 2944604), operating with full transparency and accountability.
Got a Question?
Frequently Asked
Questions
Is EthCap really interest-free?
Yes. EthCap is built on ethical, Shariah-compliant principles and is structured to avoid conventional interest. Every arrangement is reviewed by our Ethical Compliance & Assessment Panel to ensure it stays true to those principles.
Do I have to be Muslim to apply?
No. EthCap is open to all Nigerian business owners. The ethical framework is about how the capital is structured, not about who may apply.
Does my business need to be registered?
For most support, yes. If your business isn't registered yet, our Professional Corporate Compliance Services can help you get set up first, and then you'll be ready to apply.
What can the capital be used for?
EthCap is intended to support genuine business growth and working-capital needs, helping your business expand, stock up, or strengthen its operations.
How long does the process take?
Timelines depend on your application and how quickly documents are provided. We aim to keep the process clear and move as efficiently as possible, and we'll keep you informed at each stage.
How do I get started?
Simply reach out through our enquiry form or WhatsApp. Tell us about your business, and we'll guide you through the next steps.